If there is no currency exchange involved with your payment, e.g. the item you are purchasing is priced in US dollars and you are paying in US dollars, there is no extra cost to you, the purchaser, for using PayPal (even if you choose to pay by credit card).
However, if your payment involves a foreign currency, e.g. the item you are purchasing is priced in Euro and you are paying in US dollars, then you will be charged a foreign currency fee by PayPal.
You have the option of creating your own personal PayPal account.
You need to do this if you wish to:
- Use your PayPal account as your source of funds.
- Use your bank account as your source of funds.
You can choose not to do so if you wish to:
- Pay using your credit card.
- Pay using your debit card.
If you do decide to create your own PayPal account, there are no establishment fees or annual or monthly fees or any other fees.
Please note that although there no fees charged by PayPal, your bank or credit card provider may charge you a fee.
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